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Multi-Currency Cards

Virtual & Physical Multi-Currency Cards

FDCTech enables brokers, fintechs, prop firms, and global platforms to issue branded debit cards for seamless deposits, payouts, and multi-currency spending.

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  • Who we serve:
  • FX & CFD brokers
  • Multi-asset brokerages
  • Prop & challenge firms
  • Fintech trading apps
  • Marketplaces & payment processors
  • Wealth advisory firms

Who we serve:

FX & CFD brokers
Multi-asset brokerages
Prop & challenge firms
Fintech trading apps
Marketplaces & payment processors
Wealth advisory firms
FX & CFD brokers
Multi-asset brokerages
Prop & challenge firms
Fintech trading apps
Marketplaces & payment processors
Wealth advisory firms

A Modern Card Solution for Global Financial Platforms

Clients expect fast, flexible ways to access and use their funds.


FDCTech’s multi-currency cards enable trading firms, fintech apps, and global operators to issue branded virtual and physical cards that support multiple currencies and international transactions.

Powered by Xoala, our card ecosystem connects directly to your onboarding, funding, payouts, and treasury workflows.

Card Solutions

Card Controls & Security
Give cardholders instant control through the app, with real-time freeze and unfreeze, transaction limits, merchant category blocks, and 3D Secure authentication on every online purchase.
Issue and manage cards programmatically
Create, fund, freeze, and reconcile cards through a single REST API, with webhooks for real-time events and full lifecycle control across virtual and physical products.
One card, multiple currencies
Spend in multiple currencies with optimized foreign transaction fees, automatic FX at interbank rates, and multi-currency wallet linking on a single card.
Instant virtual cards, branded physical cards
Issue virtual cards instantly for online spend, expense management, or one-time transactions, and ship branded physical cards globally for everyday use.
Visibility and control across every transaction
Set per-card limits, assign budgets by team or project, track spend in real time, and export reconciled data straight into your accounting or ERP system.

Multi-Currency Spending

Spend and withdraw using local or base currency with transparent FX conversion.

  • Supported across major currencies
  • Regional optimization
  • ATM & POS support
  • Lower FX conversion costs
Learn more

API Card Management

  • Card issuance and lifecycle management via API.
  • Create, issue, and manage cards.
  • Connect to funding & payouts.
  • Automated workflows
  • Ledger reconciliation

Virtual Cards

Instant-issued cards for fast funding and online spending.

  • Immediately available after KYC
  • Multi-currency support
  • Perfect for online transactions
  • API issuance and management

Physical Cards

Brandable debit cards for global clients.

  • White-label design
  • Chip, contactless, and mobile wallet compatible
  • Multi-currency balances
  • Global ATM access

Key Features

Fully White-Label

Your branding on physical/virtual cards and user dashboards.

Multi-Currency Support

Hold balances and spend in multiple global currencies.

Instant Issuance

Fast digital issuance for online spending.

Seamless Integration

Aligned with Xoala payments, global accounts, and brokerage flows.

Fraud & AML Protection

Security monitoring, SCA, and compliance reporting.

Mobile Wallet Ready

Apple Pay, Google Pay, and NFC support.

Examples of Use Cases

Offer clients a branded debit card for fast deposits, withdrawals, and spending.
01For Brokers
Automate payouts and allow traders to access profits instantly.
02For Prop Firms
Launch card programs connected to app balances.
03For Fintech Apps
Offer clients a branded debit card for fast deposits, withdrawals, and spending.
04For Brokers
Automate payouts and allow traders to access profits instantly.
05For Prop Firms

Supported Currencies

USD
EUR
GBP
AUD
CAD
CONTACT US

Ready to put cards in your customers' hands?

Contact our team
info@fdctech.com
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