Last Updated: April 27, 2026
1. Introduction
FDCTech, Inc. (“FDCTech,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information we collect, use, and store. This Privacy Policy explains how we handle personal information collected through our website at www.fdctech.com and any related sub-domains (collectively, the “Site”), as well as in connection with our investor relations, business inquiries, and corporate communications.
This Privacy Policy applies to general visitors of the Site and prospective business partners. Clients of FDCTech’s regulated subsidiaries are subject to additional privacy notices specific to those entities and the financial services they provide.
By accessing or using the Site, you acknowledge that you have read and understood this Privacy Policy.
2. About FDCTech
FDCTech, Inc. is a US-based public fintech holding company incorporated in the State of Delaware, with its principal place of business at 200 Spectrum Centre Drive, Suite 300, Irvine, California 92618. FDCTech operates through a group of regulated subsidiaries across the United Kingdom, Malta, Australia, Seychelles, Cyprus, and Mauritius.
For the purposes of EU and UK data protection law, FDCTech, Inc. acts as the data controller with respect to personal information collected through the Site.
3. Information We Collect
We may collect the following categories of personal information, depending on how you interact with the Site:
3.1 Information You Provide Directly
- Contact information, such as your name, email address, phone number, and company name when you fill out a contact form, request information, or correspond with us
- Investor inquiries, including any information you provide when contacting our Investor Relations team
- Career inquiries, including resumes, cover letters, and any information you provide when expressing interest in employment opportunities
- Communications, including the content of any messages, feedback, or correspondence you send to us
3.2 Information Collected Automatically
When you visit the Site, we may automatically collect certain technical information, including:
- Device and browser information, such as IP address, browser type and version, operating system, device type, and screen resolution
- Usage information, such as the pages you visit, links you click, time spent on the Site, referring URLs, and search terms used
- Location information, such as the approximate geographic location derived from your IP address
- Cookies and similar technologies (see Section 8 below)
3.3 Information from Third Parties
We may receive information about you from third parties, including:
- Analytics providers (such as Google Analytics) that help us understand Site usage
- Service providers that assist with hosting, communications, and customer relationship management
- Public sources, such as professional networking platforms, in connection with business development or recruitment
4. How We Use Your Information
We use personal information for the following purposes:
- To operate, maintain, and improve the Site
- To respond to inquiries, provide requested information, and communicate with you
- To process and respond to investor relations and business development inquiries
- To evaluate prospective candidates for employment opportunities
- To send you corporate updates, press releases, investor alerts, or marketing communications, where you have consented or where permitted by law
- To analyze and improve Site performance, content, and user experience
- To detect, prevent, and address technical issues, fraud, security incidents, or other harmful activity
- To comply with applicable laws, regulations, and legal processes
- To enforce our Terms of Service and protect the rights, property, or safety of FDCTech, our users, or others
5. Legal Bases for Processing (EU/UK Visitors)
If you are located in the European Economic Area (EEA), United Kingdom, or other jurisdictions with similar data protection laws, we rely on the following legal bases to process your personal information:
- Consent, where you have given clear consent for us to process your personal information for a specific purpose (such as receiving marketing communications)
- Contract, where processing is necessary for the performance of a contract with you or to take steps at your request before entering into a contract
- Legal obligation, where processing is necessary to comply with a legal or regulatory requirement
- Legitimate interests, where processing is necessary for our legitimate business interests, provided those interests do not override your rights and freedoms
You have the right to withdraw consent at any time where consent is the legal basis for processing.
6. How We Share Your Information
We do not sell your personal information. We may share personal information with the following categories of recipients:
- Subsidiaries and affiliates within the FDCTech group, where necessary for the purposes described in this Privacy Policy
- Service providers, such as hosting providers, email and communication platforms, analytics providers, and CRM systems, who process personal information on our behalf under appropriate contractual safeguards
- Professional advisors, including legal, accounting, and audit advisors, where necessary for our legitimate business operations
- Regulators and authorities, where required by applicable law, regulation, court order, or governmental request, or where necessary to protect our rights or comply with legal obligations
- Business transfers, in connection with a merger, acquisition, financing, or sale of all or part of our business, in which case personal information may be transferred to the relevant counterparty subject to confidentiality obligations
7. International Data Transfers
FDCTech operates internationally, and your personal information may be transferred to and processed in countries other than the country in which you reside, including the United States. These countries may have data protection laws that differ from those in your country.
Where we transfer personal information outside the EEA or United Kingdom, we implement appropriate safeguards in accordance with applicable law, including the use of European Commission Standard Contractual Clauses, the UK International Data Transfer Agreement, or equivalent mechanisms. You may request a copy of the safeguards we use by contacting us at the address in Section 14.
8. Cookies and Similar Technologies
The Site uses cookies and similar tracking technologies to operate, analyze usage, and improve performance.
- Strictly necessary cookies are required for the Site to function and cannot be disabled
- Analytics cookies help us understand how visitors interact with the Site (for example, Google Analytics)
- Functionality cookies remember your preferences and settings
- Marketing cookies may be used to deliver relevant content and measure the effectiveness of campaigns
You can manage your cookie preferences through your browser settings or, where applicable, through the cookie banner displayed on the Site. Disabling certain cookies may affect Site functionality.
For more information, please see our Cookie Policy.
9. Data Retention
We retain personal information for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, regulatory, or reporting requirements. Retention periods vary depending on the type of information and the purpose of processing. When personal information is no longer needed, we securely delete or anonymize it.
10. Data Security
We implement reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
You are responsible for maintaining the confidentiality of any login credentials and for taking reasonable steps to protect your devices and accounts.
11. Your Rights
Depending on your jurisdiction, you may have certain rights regarding your personal information, including:
- Right of access to the personal information we hold about you
- Right of correction of inaccurate or incomplete information
- Right of deletion of personal information, subject to certain exceptions
- Right to restrict processing in certain circumstances
- Right to object to processing, including for direct marketing purposes
- Right to data portability, where applicable
- Right to withdraw consent, where consent is the legal basis for processing
- Right to lodge a complaint with a supervisory authority
To exercise any of these rights, please contact us using the details in Section 14. We may need to verify your identity before responding to your request.
11.1 EU and UK Residents
If you are located in the EEA or United Kingdom, you have the right to lodge a complaint with your local data protection authority. In the UK, this is the Information Commissioner’s Office (ICO) at [ico.org.uk].
11.2 California Residents
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), including:
- The right to know what personal information we collect, use, disclose, and sell or share
- The right to delete personal information we have collected from you, subject to certain exceptions
- The right to correct inaccurate personal information
- The right to opt out of the sale or sharing of personal information (note: FDCTech does not sell personal information)
- The right to limit the use and disclosure of sensitive personal information
- The right to non-discrimination for exercising your privacy rights
To exercise these rights, please contact us using the details in Section 14.
11.3 Other Jurisdictions
Residents of other US states (such as Virginia, Colorado, Connecticut, and others with comprehensive privacy laws) and other countries may have similar rights under applicable law. We will respond to verified requests in accordance with the relevant legal requirements.
12. Children’s Privacy
The Site is not directed at children under the age of 16, and we do not knowingly collect personal information from children. If you become aware that a child has provided personal information to us, please contact us, and we will take steps to delete the information.
13. Third-Party Links
The Site may contain links to third-party websites, services, or resources that are not owned or controlled by FDCTech. We are not responsible for the privacy practices of those third parties. We encourage you to review the privacy policies of any third-party site you visit.
14. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
FDCTech, Inc. Attn: Privacy Office 200 Spectrum Centre Drive, Suite 300 Irvine, California 92618 United States
Email: privacy@fdctech.com Phone: +1 877-445-6047
For data protection matters specifically related to the United Kingdom or European Economic Area, you may also contact our Data Protection Officer (or designated representative) at the same email address above.
15. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. The “Last Updated” date at the top of this policy indicates when it was most recently revised. We encourage you to review this Privacy Policy periodically. Material changes will be communicated through the Site or by other means as appropriate.
